Home / How we charge / Monthly Retainer
Bookkeeping retainers keep the record right. Fractional CFO retainers put a former banker at your table. Hire either and you earn a material bundle discount on the other — because clean books and executive finance work best as one system. Every tier is delivered fully remote to clients nationwide; Florida is home, the work travels.
Delivered by our bookkeeping practice with CPA oversight — in English or Spanish, always bank-ready.
$995/month, from
For owners who need the record right, current, and bank-ready.
$1,500/month, from
For companies that need close discipline and CPA-reviewed statements.
Bookkeeping clients receive a material bundle discount on any Fractional CFO retainer — and CFO clients receive the same on bookkeeping. One team already inside your numbers costs less than two vendors learning them separately. Your exact bundle rate is quoted in writing in your proposal.
Executive financial leadership from the approving side of the desk — built on 16 years originating loans, sitting in loan committee, and running bank accounting operations. Three tiers, one difference: how deep we sit at your table.
| Advisor$1,495/moLead with clarity | Growth Partner$2,795/moMost engaged | Full Seat CFOfrom $4,995/moA CFO at the table | |
|---|---|---|---|
| Financial statement review with written commentary | Monthly | Monthly | Weekly eyes on the numbers |
| CFO advisory meetings | Monthly | Bi-weekly | Weekly, agenda in advance |
| Cash-flow forecasting | — | Rolling 13-week | 13-week + 12–24 month model |
| Budget & variance analysis | Annual budget | Monthly variance with root causes | Comprehensive, with reforecasts |
| KPI scorecard & management reporting | Core scorecard | Advanced dashboard | Comprehensive, board-grade |
| Board / investor reporting packages | — | — | ✓ |
| CPA / tax planning liaison | — | Annually | Monthly |
| Scenario planning (growth, hiring, market shifts) | — | Core scenarios | Comprehensive what-if modeling |
| Strategic planning & major-decision support | — | On request | ✓ |
| Access between meetings | Email & phone | Priority — email, phone, text | |
| Scope this tier | Scope this tier | Scope this tier |
$1,495/month
$2,795/month
from $4,995/month
Add active lender liaison to any retainer above: credit-readiness reviews, lender-ready reporting packages, covenant tracking, and direct coordination with your bank — from the team that spent 16 years on the approving side. When an engagement includes placing new financing, the tiered contingency applies to that transaction — no funding, no fee. What lender liaison includes →
Retainer amounts are starting points, confirmed in a written proposal after a no-cost diagnosis; engagements begin with a three-month initial term.
Every tier on this page is delivered fully remote: cloud accounting, secure document exchange, and scheduled video meetings. Most of our reporting deliverables were designed for lenders and boards who are never in the room — distance was solved before we started. We serve Tampa Bay in person when it matters, and clients nationwide every day.
A retainer buys a standing rhythm: the books close, the forecast updates, the meeting happens, the questions get answered — every month, without a new negotiation. The tiers exist because a $1M company and a $15M company don’t need the same depth. Start where you are; upgrading later takes one email, and your history comes with you.
Tell us where the business is and what’s in the way. We’ll recommend a tier — or tell you honestly that you don’t need one yet.